The President and Founder of Better Insurance spent 31 years as an excellent driver - never had a wreck, never needed insurance, but paid thousands of dollars with nothing to show for it but another bill.

Since auto insurance is required by law to drive, the mandate became clear: When insurance is mandatory, value is no longer optional - it’s obligatory.

We have 9 distinct features that set us apart from every other auto insurance company. Those features are:

1. Contractual client relationships

2. Merit-based insurance

3. Client Refund ROI

4. Wave Funding Model

5. Expedited Claims Processing Using Technology

6. No Deductible (3-month cap limit)

7. Preferred Vendor relationships

8. Unrealized Risk Bonuses

9. Stable Pricing

You can become a full client at the age of 18.Because each client is contractually obligated via an indefinite contract between Better Insurance and themselves, it is not possible for a minor to enter into a legally binding contract. Before the age of 18, you can be added to your parent’s policy / contract with no issues.

Our policies are ideal for leased or financed vehicles because we base premiums on replacement value and reward good drivers through the Client Refund - even when you don’t fully own the car.

Whether you lease, finance, or own outright, our contracts are structured to meet lender requirements while maximizing value. We’ll help you tailor your coverage so you’re fully protected and fully compliant.

Because it’s built on math, not hype. We’ve means-tested the model, scaled it against real-world scenarios, and eliminated every unnecessary cost driver. No gimmicks. No games. Just a better way to do insurance - because when it's mandatory, value is obligatory.

You’re welcome to wait until your friends, family, neighbors, and co-workers start receiving their Client Refunds. Nothing wrong with being the last person on the block to see the bigger picture.

We’re doing insurance differently - and after decades of industry grift, a little skepticism is fair.

So here’s what we’ll do: We’ll give you a quote, offer a contract when you're ready, and you can take your sweet time like a newborn learning to walk before you jump in and run with the buffalo.

Life is precious at every stage. So is doing things the smart way. We will still be here when your doubts have faded, and your frustration with traditional insurance is bigger than your fears of something new.